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BankHealth

TEXAS SECURITY BANK

DALLAS, TEXAS · FDIC Cert #58739

A
Health Score
82/100
$1.2B
Total Assets
$949M
Total Deposits
12.82%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, TEXAS SECURITY BANK holds a Tier 1 capital ratio of 12.82%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning TEXAS SECURITY BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.06%
Nonperforming Loans
Low — healthy loan portfolio
23.10%
Liquidity Ratio
Strong — can meet withdrawal demands
0.85%
Return on Assets
Low profitability
$949M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

TEXAS SECURITY BANK shows strong financial health indicators. With $1.2B in assets and a Health Score of 82/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

TEXAS SECURITY BANK has a Bank Health Score of A (82/100). It holds a Tier 1 capital ratio of 12.82%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

TEXAS SECURITY BANK holds $1.2B in total assets and $949M in total deposits. It is located in DALLAS, TEXAS (FDIC Certificate #58739).

TEXAS SECURITY BANK has a Tier 1 capital ratio of 12.82%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.06%, and the return on assets is 0.85%.

Yes. TEXAS SECURITY BANK is FDIC-insured (Certificate #58739). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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