UNITY NB OF HOUSTON
HOUSTON, TEXAS · FDIC Cert #26351
Capital & Safety Analysis
According to FDIC financial data, UNITY NB OF HOUSTON holds a Tier 1 capital ratio of 15.79%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning UNITY NB OF HOUSTON has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
UNITY NB OF HOUSTON shows strong financial health indicators. With $227M in assets and a Health Score of 82/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
UNITY NB OF HOUSTON has a Bank Health Score of A (82/100). It holds a Tier 1 capital ratio of 15.79%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
UNITY NB OF HOUSTON holds $227M in total assets and $177M in total deposits. It is located in HOUSTON, TEXAS (FDIC Certificate #26351).
UNITY NB OF HOUSTON has a Tier 1 capital ratio of 15.79%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 3.08%, and the return on assets is 2.24%.
Yes. UNITY NB OF HOUSTON is FDIC-insured (Certificate #26351). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.