AMERICAN MOMENTUM BANK
COLLEGE STATION, TEXAS · FDIC Cert #58309
Capital & Safety Analysis
According to FDIC financial data, AMERICAN MOMENTUM BANK holds a Tier 1 capital ratio of 19.15%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning AMERICAN MOMENTUM BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
AMERICAN MOMENTUM BANK shows strong financial health indicators. With $2.6B in assets and a Health Score of 83/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
AMERICAN MOMENTUM BANK has a Bank Health Score of A (83/100). It holds a Tier 1 capital ratio of 19.15%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
AMERICAN MOMENTUM BANK holds $2.6B in total assets and $2.0B in total deposits. It is located in COLLEGE STATION, TEXAS (FDIC Certificate #58309).
AMERICAN MOMENTUM BANK has a Tier 1 capital ratio of 19.15%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.66%, and the return on assets is 2.51%.
Yes. AMERICAN MOMENTUM BANK is FDIC-insured (Certificate #58309). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.