BOC BANK
MCLEAN, TEXAS · FDIC Cert #25328
Capital & Safety Analysis
According to FDIC financial data, BOC BANK holds a Tier 1 capital ratio of 16.04%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BOC BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BOC BANK shows strong financial health indicators. With $201M in assets and a Health Score of 95/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BOC BANK has a Bank Health Score of A (95/100). It holds a Tier 1 capital ratio of 16.04%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BOC BANK holds $201M in total assets and $169M in total deposits. It is located in MCLEAN, TEXAS (FDIC Certificate #25328).
BOC BANK has a Tier 1 capital ratio of 16.04%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 0.82%.
Yes. BOC BANK is FDIC-insured (Certificate #25328). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.