DALHART FS&LA SSB
DALHART, TEXAS · FDIC Cert #29208
Capital & Safety Analysis
According to FDIC financial data, DALHART FS&LA SSB holds a Tier 1 capital ratio of 23.67%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning DALHART FS&LA SSB has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
DALHART FS&LA SSB shows strong financial health indicators. With $140M in assets and a Health Score of 91/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
DALHART FS&LA SSB has a Bank Health Score of A (91/100). It holds a Tier 1 capital ratio of 23.67%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
DALHART FS&LA SSB holds $140M in total assets and $91M in total deposits. It is located in DALHART, TEXAS (FDIC Certificate #29208).
DALHART FS&LA SSB has a Tier 1 capital ratio of 23.67%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is -0.30%.
Yes. DALHART FS&LA SSB is FDIC-insured (Certificate #29208). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.