CITIZENS NB OF TEXAS
WAXAHACHIE, TEXAS · FDIC Cert #5574
Capital & Safety Analysis
According to FDIC financial data, CITIZENS NB OF TEXAS holds a Tier 1 capital ratio of 13.84%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CITIZENS NB OF TEXAS has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
CITIZENS NB OF TEXAS shows strong financial health indicators. With $1.9B in assets and a Health Score of 82/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CITIZENS NB OF TEXAS has a Bank Health Score of A (82/100). It holds a Tier 1 capital ratio of 13.84%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CITIZENS NB OF TEXAS holds $1.9B in total assets and $1.7B in total deposits. It is located in WAXAHACHIE, TEXAS (FDIC Certificate #5574).
CITIZENS NB OF TEXAS has a Tier 1 capital ratio of 13.84%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.25%, and the return on assets is 1.98%.
Yes. CITIZENS NB OF TEXAS is FDIC-insured (Certificate #5574). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.