FIRST NB OF BOSQUE COUNTY
VALLEY MILLS, TEXAS · FDIC Cert #5564
Capital & Safety Analysis
According to FDIC financial data, FIRST NB OF BOSQUE COUNTY holds a Tier 1 capital ratio of 15.63%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST NB OF BOSQUE COUNTY has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST NB OF BOSQUE COUNTY shows strong financial health indicators. With $175M in assets and a Health Score of 87/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST NB OF BOSQUE COUNTY has a Bank Health Score of A (87/100). It holds a Tier 1 capital ratio of 15.63%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST NB OF BOSQUE COUNTY holds $175M in total assets and $155M in total deposits. It is located in VALLEY MILLS, TEXAS (FDIC Certificate #5564).
FIRST NB OF BOSQUE COUNTY has a Tier 1 capital ratio of 15.63%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.34%, and the return on assets is 2.10%.
Yes. FIRST NB OF BOSQUE COUNTY is FDIC-insured (Certificate #5564). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.