GREATER STATE BANK
MCALLEN, TEXAS · FDIC Cert #31762
Capital & Safety Analysis
According to FDIC financial data, GREATER STATE BANK holds a Tier 1 capital ratio of 13.82%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning GREATER STATE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
GREATER STATE BANK shows strong financial health indicators. With $163M in assets and a Health Score of 89/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
GREATER STATE BANK has a Bank Health Score of A (89/100). It holds a Tier 1 capital ratio of 13.82%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
GREATER STATE BANK holds $163M in total assets and $143M in total deposits. It is located in MCALLEN, TEXAS (FDIC Certificate #31762).
GREATER STATE BANK has a Tier 1 capital ratio of 13.82%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.05%, and the return on assets is 1.30%.
Yes. GREATER STATE BANK is FDIC-insured (Certificate #31762). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.