SPUR SECURITY BANK
SPUR, TEXAS · FDIC Cert #15460
Capital & Safety Analysis
According to FDIC financial data, SPUR SECURITY BANK holds a Tier 1 capital ratio of 22.08%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning SPUR SECURITY BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
SPUR SECURITY BANK shows strong financial health indicators. With $89M in assets and a Health Score of 90/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
SPUR SECURITY BANK has a Bank Health Score of A (90/100). It holds a Tier 1 capital ratio of 22.08%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
SPUR SECURITY BANK holds $89M in total assets and $83M in total deposits. It is located in SPUR, TEXAS (FDIC Certificate #15460).
SPUR SECURITY BANK has a Tier 1 capital ratio of 22.08%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is -0.62%.
Yes. SPUR SECURITY BANK is FDIC-insured (Certificate #15460). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.