CITY NB OF SULPHUR SPRINGS
SULPHUR SPRINGS, TEXAS · FDIC Cert #5544
Capital & Safety Analysis
According to FDIC financial data, CITY NB OF SULPHUR SPRINGS holds a Tier 1 capital ratio of 14.16%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CITY NB OF SULPHUR SPRINGS has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
CITY NB OF SULPHUR SPRINGS shows strong financial health indicators. With $1.3B in assets and a Health Score of 86/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CITY NB OF SULPHUR SPRINGS has a Bank Health Score of A (86/100). It holds a Tier 1 capital ratio of 14.16%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CITY NB OF SULPHUR SPRINGS holds $1.3B in total assets and $1.1B in total deposits. It is located in SULPHUR SPRINGS, TEXAS (FDIC Certificate #5544).
CITY NB OF SULPHUR SPRINGS has a Tier 1 capital ratio of 14.16%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.00%, and the return on assets is 1.63%.
Yes. CITY NB OF SULPHUR SPRINGS is FDIC-insured (Certificate #5544). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.