CITIZENS BANK NATIONAL ASSN
ABILENE, TEXAS · FDIC Cert #12309
Capital & Safety Analysis
According to FDIC financial data, CITIZENS BANK NATIONAL ASSN holds a Tier 1 capital ratio of 12.80%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CITIZENS BANK NATIONAL ASSN has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
CITIZENS BANK NATIONAL ASSN shows strong financial health indicators. With $131M in assets and a Health Score of 83/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CITIZENS BANK NATIONAL ASSN has a Bank Health Score of A (83/100). It holds a Tier 1 capital ratio of 12.80%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CITIZENS BANK NATIONAL ASSN holds $131M in total assets and $117M in total deposits. It is located in ABILENE, TEXAS (FDIC Certificate #12309).
CITIZENS BANK NATIONAL ASSN has a Tier 1 capital ratio of 12.80%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.03%, and the return on assets is 0.68%.
Yes. CITIZENS BANK NATIONAL ASSN is FDIC-insured (Certificate #12309). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.