FIRST NB OF STANTON
STANTON, TEXAS · FDIC Cert #5536
Capital & Safety Analysis
According to FDIC financial data, FIRST NB OF STANTON holds a Tier 1 capital ratio of 32.47%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST NB OF STANTON has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST NB OF STANTON shows strong financial health indicators. With $375M in assets and a Health Score of 100/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST NB OF STANTON has a Bank Health Score of A (100/100). It holds a Tier 1 capital ratio of 32.47%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST NB OF STANTON holds $375M in total assets and $327M in total deposits. It is located in STANTON, TEXAS (FDIC Certificate #5536).
FIRST NB OF STANTON has a Tier 1 capital ratio of 32.47%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 3.22%.
Yes. FIRST NB OF STANTON is FDIC-insured (Certificate #5536). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.