POINTWEST BANK
WEST, TEXAS · FDIC Cert #13600
Capital & Safety Analysis
According to FDIC financial data, POINTWEST BANK holds a Tier 1 capital ratio of 28.44%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning POINTWEST BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
POINTWEST BANK shows strong financial health indicators. With $132M in assets and a Health Score of 98/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
POINTWEST BANK has a Bank Health Score of A (98/100). It holds a Tier 1 capital ratio of 28.44%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
POINTWEST BANK holds $132M in total assets and $120M in total deposits. It is located in WEST, TEXAS (FDIC Certificate #13600).
POINTWEST BANK has a Tier 1 capital ratio of 28.44%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 1.48%.
Yes. POINTWEST BANK is FDIC-insured (Certificate #13600). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.