CYPRESS BANK SSB
PITTSBURG, TEXAS · FDIC Cert #31905
Capital & Safety Analysis
According to FDIC financial data, CYPRESS BANK SSB holds a Tier 1 capital ratio of 17.89%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CYPRESS BANK SSB has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
CYPRESS BANK SSB shows strong financial health indicators. With $231M in assets and a Health Score of 92/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CYPRESS BANK SSB has a Bank Health Score of A (92/100). It holds a Tier 1 capital ratio of 17.89%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CYPRESS BANK SSB holds $231M in total assets and $182M in total deposits. It is located in PITTSBURG, TEXAS (FDIC Certificate #31905).
CYPRESS BANK SSB has a Tier 1 capital ratio of 17.89%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.26%, and the return on assets is 0.65%.
Yes. CYPRESS BANK SSB is FDIC-insured (Certificate #31905). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.