FANNIN BANK
BONHAM, TEXAS · FDIC Cert #5589
Capital & Safety Analysis
According to FDIC financial data, FANNIN BANK holds a Tier 1 capital ratio of 14.34%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FANNIN BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FANNIN BANK shows strong financial health indicators. With $140M in assets and a Health Score of 92/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FANNIN BANK has a Bank Health Score of A (92/100). It holds a Tier 1 capital ratio of 14.34%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FANNIN BANK holds $140M in total assets and $133M in total deposits. It is located in BONHAM, TEXAS (FDIC Certificate #5589).
FANNIN BANK has a Tier 1 capital ratio of 14.34%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.24%, and the return on assets is 0.67%.
Yes. FANNIN BANK is FDIC-insured (Certificate #5589). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.