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BankHealth

FIRST NATIONAL BANK OF ANSON

ANSON, TEXAS · FDIC Cert #3078

A
Health Score
98/100
$71M
Total Assets
$63M
Total Deposits
15.69%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, FIRST NATIONAL BANK OF ANSON holds a Tier 1 capital ratio of 15.69%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST NATIONAL BANK OF ANSON has a strong buffer to absorb potential losses.

Key Financial Metrics

0.26%
Nonperforming Loans
Low — healthy loan portfolio
35.59%
Liquidity Ratio
Strong — can meet withdrawal demands
2.62%
Return on Assets
Profitable — earning well on assets
$63M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

FIRST NATIONAL BANK OF ANSON shows strong financial health indicators. With $71M in assets and a Health Score of 98/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

FIRST NATIONAL BANK OF ANSON has a Bank Health Score of A (98/100). It holds a Tier 1 capital ratio of 15.69%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

FIRST NATIONAL BANK OF ANSON holds $71M in total assets and $63M in total deposits. It is located in ANSON, TEXAS (FDIC Certificate #3078).

FIRST NATIONAL BANK OF ANSON has a Tier 1 capital ratio of 15.69%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.26%, and the return on assets is 2.62%.

Yes. FIRST NATIONAL BANK OF ANSON is FDIC-insured (Certificate #3078). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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