BANK&TRUST SSB
DEL RIO, TEXAS · FDIC Cert #1184
Capital & Safety Analysis
According to FDIC financial data, BANK&TRUST SSB holds a Tier 1 capital ratio of 17.63%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BANK&TRUST SSB has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BANK&TRUST SSB shows strong financial health indicators. With $526M in assets and a Health Score of 97/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BANK&TRUST SSB has a Bank Health Score of A (97/100). It holds a Tier 1 capital ratio of 17.63%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BANK&TRUST SSB holds $526M in total assets and $482M in total deposits. It is located in DEL RIO, TEXAS (FDIC Certificate #1184).
BANK&TRUST SSB has a Tier 1 capital ratio of 17.63%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.01%, and the return on assets is 1.50%.
Yes. BANK&TRUST SSB is FDIC-insured (Certificate #1184). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.