FAYETTE SAVINGS BANK SSB
LA GRANGE, TEXAS · FDIC Cert #31936
Capital & Safety Analysis
According to FDIC financial data, FAYETTE SAVINGS BANK SSB holds a Tier 1 capital ratio of 15.26%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FAYETTE SAVINGS BANK SSB has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FAYETTE SAVINGS BANK SSB shows strong financial health indicators. With $458M in assets and a Health Score of 83/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FAYETTE SAVINGS BANK SSB has a Bank Health Score of A (83/100). It holds a Tier 1 capital ratio of 15.26%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FAYETTE SAVINGS BANK SSB holds $458M in total assets and $417M in total deposits. It is located in LA GRANGE, TEXAS (FDIC Certificate #31936).
FAYETTE SAVINGS BANK SSB has a Tier 1 capital ratio of 15.26%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.60%, and the return on assets is 1.16%.
Yes. FAYETTE SAVINGS BANK SSB is FDIC-insured (Certificate #31936). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.