TEXAS TRADITIONS BANK
KATY, TEXAS · FDIC Cert #59304
Capital & Safety Analysis
According to FDIC financial data, TEXAS TRADITIONS BANK holds a Tier 1 capital ratio of 20.24%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning TEXAS TRADITIONS BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
TEXAS TRADITIONS BANK shows strong financial health indicators. With $240M in assets and a Health Score of 95/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
TEXAS TRADITIONS BANK has a Bank Health Score of A (95/100). It holds a Tier 1 capital ratio of 20.24%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
TEXAS TRADITIONS BANK holds $240M in total assets and $198M in total deposits. It is located in KATY, TEXAS (FDIC Certificate #59304).
TEXAS TRADITIONS BANK has a Tier 1 capital ratio of 20.24%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 0.87%.
Yes. TEXAS TRADITIONS BANK is FDIC-insured (Certificate #59304). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.