AMERICAN BANK OF COMMERCE
WOLFFORTH, TEXAS · FDIC Cert #18609
Capital & Safety Analysis
According to FDIC financial data, AMERICAN BANK OF COMMERCE holds a Tier 1 capital ratio of 12.91%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning AMERICAN BANK OF COMMERCE has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
AMERICAN BANK OF COMMERCE shows strong financial health indicators. With $1.4B in assets and a Health Score of 87/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
AMERICAN BANK OF COMMERCE has a Bank Health Score of A (87/100). It holds a Tier 1 capital ratio of 12.91%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
AMERICAN BANK OF COMMERCE holds $1.4B in total assets and $1.3B in total deposits. It is located in WOLFFORTH, TEXAS (FDIC Certificate #18609).
AMERICAN BANK OF COMMERCE has a Tier 1 capital ratio of 12.91%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.38%, and the return on assets is 0.64%.
Yes. AMERICAN BANK OF COMMERCE is FDIC-insured (Certificate #18609). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.