AMERICAN BANK NATIONAL ASSN
CORPUS CHRISTI, TEXAS · FDIC Cert #20241
Capital & Safety Analysis
According to FDIC financial data, AMERICAN BANK NATIONAL ASSN holds a Tier 1 capital ratio of 12.72%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning AMERICAN BANK NATIONAL ASSN has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
AMERICAN BANK NATIONAL ASSN shows strong financial health indicators. With $2.5B in assets and a Health Score of 85/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
AMERICAN BANK NATIONAL ASSN has a Bank Health Score of A (85/100). It holds a Tier 1 capital ratio of 12.72%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
AMERICAN BANK NATIONAL ASSN holds $2.5B in total assets and $2.3B in total deposits. It is located in CORPUS CHRISTI, TEXAS (FDIC Certificate #20241).
AMERICAN BANK NATIONAL ASSN has a Tier 1 capital ratio of 12.72%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.29%, and the return on assets is 0.89%.
Yes. AMERICAN BANK NATIONAL ASSN is FDIC-insured (Certificate #20241). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.