VANTAGE BANK TEXAS
SAN ANTONIO, TEXAS · FDIC Cert #3405
Capital & Safety Analysis
According to FDIC financial data, VANTAGE BANK TEXAS holds a Tier 1 capital ratio of 11.45%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning VANTAGE BANK TEXAS has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
VANTAGE BANK TEXAS shows strong financial health indicators. With $4.4B in assets and a Health Score of 81/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
VANTAGE BANK TEXAS has a Bank Health Score of A (81/100). It holds a Tier 1 capital ratio of 11.45%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
VANTAGE BANK TEXAS holds $4.4B in total assets and $3.8B in total deposits. It is located in SAN ANTONIO, TEXAS (FDIC Certificate #3405).
VANTAGE BANK TEXAS has a Tier 1 capital ratio of 11.45%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.60%, and the return on assets is 1.81%.
Yes. VANTAGE BANK TEXAS is FDIC-insured (Certificate #3405). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.