SHELBY SAVINGS BANK SSB
CENTER, TEXAS · FDIC Cert #32135
Capital & Safety Analysis
According to FDIC financial data, SHELBY SAVINGS BANK SSB holds a Tier 1 capital ratio of 15.48%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning SHELBY SAVINGS BANK SSB has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
SHELBY SAVINGS BANK SSB shows strong financial health indicators. With $412M in assets and a Health Score of 92/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
SHELBY SAVINGS BANK SSB has a Bank Health Score of A (92/100). It holds a Tier 1 capital ratio of 15.48%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
SHELBY SAVINGS BANK SSB holds $412M in total assets and $320M in total deposits. It is located in CENTER, TEXAS (FDIC Certificate #32135).
SHELBY SAVINGS BANK SSB has a Tier 1 capital ratio of 15.48%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.12%, and the return on assets is 1.36%.
Yes. SHELBY SAVINGS BANK SSB is FDIC-insured (Certificate #32135). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.