TEXASBANK
BROWNWOOD, TEXAS · FDIC Cert #19559
Capital & Safety Analysis
According to FDIC financial data, TEXASBANK holds a Tier 1 capital ratio of 16.87%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning TEXASBANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
TEXASBANK shows strong financial health indicators. With $2.3B in assets and a Health Score of 89/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
TEXASBANK has a Bank Health Score of A (89/100). It holds a Tier 1 capital ratio of 16.87%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
TEXASBANK holds $2.3B in total assets and $1.8B in total deposits. It is located in BROWNWOOD, TEXAS (FDIC Certificate #19559).
TEXASBANK has a Tier 1 capital ratio of 16.87%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.76%, and the return on assets is 1.68%.
Yes. TEXASBANK is FDIC-insured (Certificate #19559). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.