SAGE CAPITAL BANK
GONZALES, TEXAS · FDIC Cert #25621
Capital & Safety Analysis
According to FDIC financial data, SAGE CAPITAL BANK holds a Tier 1 capital ratio of 16.93%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning SAGE CAPITAL BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
SAGE CAPITAL BANK shows strong financial health indicators. With $664M in assets and a Health Score of 98/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
SAGE CAPITAL BANK has a Bank Health Score of A (98/100). It holds a Tier 1 capital ratio of 16.93%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
SAGE CAPITAL BANK holds $664M in total assets and $590M in total deposits. It is located in GONZALES, TEXAS (FDIC Certificate #25621).
SAGE CAPITAL BANK has a Tier 1 capital ratio of 16.93%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 1.45%.
Yes. SAGE CAPITAL BANK is FDIC-insured (Certificate #25621). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.