CITIZENS NB OF HILLSBORO
HILLSBORO, TEXAS · FDIC Cert #3255
Capital & Safety Analysis
According to FDIC financial data, CITIZENS NB OF HILLSBORO holds a Tier 1 capital ratio of 30.88%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CITIZENS NB OF HILLSBORO has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
CITIZENS NB OF HILLSBORO shows strong financial health indicators. With $212M in assets and a Health Score of 93/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CITIZENS NB OF HILLSBORO has a Bank Health Score of A (93/100). It holds a Tier 1 capital ratio of 30.88%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CITIZENS NB OF HILLSBORO holds $212M in total assets and $203M in total deposits. It is located in HILLSBORO, TEXAS (FDIC Certificate #3255).
CITIZENS NB OF HILLSBORO has a Tier 1 capital ratio of 30.88%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.13%, and the return on assets is 0.50%.
Yes. CITIZENS NB OF HILLSBORO is FDIC-insured (Certificate #3255). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.