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BankHealth

COMMERCIAL NB OF TEXARKANA

TEXARKANA, TEXAS · FDIC Cert #19024

A
Health Score
88/100
$307M
Total Assets
$280M
Total Deposits
14.13%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, COMMERCIAL NB OF TEXARKANA holds a Tier 1 capital ratio of 14.13%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning COMMERCIAL NB OF TEXARKANA has a strong buffer to absorb potential losses.

Key Financial Metrics

0.00%
Nonperforming Loans
Low — healthy loan portfolio
22.82%
Liquidity Ratio
Strong — can meet withdrawal demands
1.45%
Return on Assets
Profitable — earning well on assets
$280M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

COMMERCIAL NB OF TEXARKANA shows strong financial health indicators. With $307M in assets and a Health Score of 88/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

COMMERCIAL NB OF TEXARKANA has a Bank Health Score of A (88/100). It holds a Tier 1 capital ratio of 14.13%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

COMMERCIAL NB OF TEXARKANA holds $307M in total assets and $280M in total deposits. It is located in TEXARKANA, TEXAS (FDIC Certificate #19024).

COMMERCIAL NB OF TEXARKANA has a Tier 1 capital ratio of 14.13%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 1.45%.

Yes. COMMERCIAL NB OF TEXARKANA is FDIC-insured (Certificate #19024). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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