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BankHealth

BIG BEND BANKS N A

MARFA, TEXAS · FDIC Cert #3320

A
Health Score
100/100
$156M
Total Assets
$139M
Total Deposits
38.37%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, BIG BEND BANKS N A holds a Tier 1 capital ratio of 38.37%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BIG BEND BANKS N A has a strong buffer to absorb potential losses.

Key Financial Metrics

0.00%
Nonperforming Loans
Low — healthy loan portfolio
82.33%
Liquidity Ratio
Strong — can meet withdrawal demands
1.91%
Return on Assets
Profitable — earning well on assets
$139M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

BIG BEND BANKS N A shows strong financial health indicators. With $156M in assets and a Health Score of 100/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

BIG BEND BANKS N A has a Bank Health Score of A (100/100). It holds a Tier 1 capital ratio of 38.37%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

BIG BEND BANKS N A holds $156M in total assets and $139M in total deposits. It is located in MARFA, TEXAS (FDIC Certificate #3320).

BIG BEND BANKS N A has a Tier 1 capital ratio of 38.37%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 1.91%.

Yes. BIG BEND BANKS N A is FDIC-insured (Certificate #3320). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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