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BankHealth

TEXAS ADVANTAGE CMTY BANK NA

ALVIN, TEXAS · FDIC Cert #58450

A
Health Score
88/100
$196M
Total Assets
$175M
Total Deposits
17.90%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, TEXAS ADVANTAGE CMTY BANK NA holds a Tier 1 capital ratio of 17.90%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning TEXAS ADVANTAGE CMTY BANK NA has a strong buffer to absorb potential losses.

Key Financial Metrics

1.04%
Nonperforming Loans
Moderate — some loan stress
38.10%
Liquidity Ratio
Strong — can meet withdrawal demands
0.67%
Return on Assets
Low profitability
$175M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

TEXAS ADVANTAGE CMTY BANK NA shows strong financial health indicators. With $196M in assets and a Health Score of 88/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

TEXAS ADVANTAGE CMTY BANK NA has a Bank Health Score of A (88/100). It holds a Tier 1 capital ratio of 17.90%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

TEXAS ADVANTAGE CMTY BANK NA holds $196M in total assets and $175M in total deposits. It is located in ALVIN, TEXAS (FDIC Certificate #58450).

TEXAS ADVANTAGE CMTY BANK NA has a Tier 1 capital ratio of 17.90%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.04%, and the return on assets is 0.67%.

Yes. TEXAS ADVANTAGE CMTY BANK NA is FDIC-insured (Certificate #58450). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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