MCBANK
GOLDTHWAITE, TEXAS · FDIC Cert #15669
Capital & Safety Analysis
According to FDIC financial data, MCBANK holds a Tier 1 capital ratio of 19.51%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning MCBANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
MCBANK shows strong financial health indicators. With $420M in assets and a Health Score of 96/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
MCBANK has a Bank Health Score of A (96/100). It holds a Tier 1 capital ratio of 19.51%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
MCBANK holds $420M in total assets and $362M in total deposits. It is located in GOLDTHWAITE, TEXAS (FDIC Certificate #15669).
MCBANK has a Tier 1 capital ratio of 19.51%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.24%, and the return on assets is 1.24%.
Yes. MCBANK is FDIC-insured (Certificate #15669). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.