SOUTHSTAR BANK SSB
MOULTON, TEXAS · FDIC Cert #12299
Capital & Safety Analysis
According to FDIC financial data, SOUTHSTAR BANK SSB holds a Tier 1 capital ratio of 17.15%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning SOUTHSTAR BANK SSB has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
SOUTHSTAR BANK SSB shows strong financial health indicators. With $1.2B in assets and a Health Score of 86/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
SOUTHSTAR BANK SSB has a Bank Health Score of A (86/100). It holds a Tier 1 capital ratio of 17.15%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
SOUTHSTAR BANK SSB holds $1.2B in total assets and $907M in total deposits. It is located in MOULTON, TEXAS (FDIC Certificate #12299).
SOUTHSTAR BANK SSB has a Tier 1 capital ratio of 17.15%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.16%, and the return on assets is 1.72%.
Yes. SOUTHSTAR BANK SSB is FDIC-insured (Certificate #12299). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.