FIRST STATE BANK OF UVALDE
UVALDE, TEXAS · FDIC Cert #9978
Capital & Safety Analysis
According to FDIC financial data, FIRST STATE BANK OF UVALDE holds a Tier 1 capital ratio of 28.45%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST STATE BANK OF UVALDE has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST STATE BANK OF UVALDE shows strong financial health indicators. With $1.9B in assets and a Health Score of 87/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST STATE BANK OF UVALDE has a Bank Health Score of A (87/100). It holds a Tier 1 capital ratio of 28.45%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST STATE BANK OF UVALDE holds $1.9B in total assets and $1.7B in total deposits. It is located in UVALDE, TEXAS (FDIC Certificate #9978).
FIRST STATE BANK OF UVALDE has a Tier 1 capital ratio of 28.45%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.71%, and the return on assets is 1.30%.
Yes. FIRST STATE BANK OF UVALDE is FDIC-insured (Certificate #9978). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.