VICTORY BANK
LUBBOCK, TEXAS · FDIC Cert #18677
Capital & Safety Analysis
According to FDIC financial data, VICTORY BANK holds a Tier 1 capital ratio of 34.37%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning VICTORY BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
VICTORY BANK shows strong financial health indicators. With $149M in assets and a Health Score of 91/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
VICTORY BANK has a Bank Health Score of A (91/100). It holds a Tier 1 capital ratio of 34.37%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
VICTORY BANK holds $149M in total assets and $118M in total deposits. It is located in LUBBOCK, TEXAS (FDIC Certificate #18677).
VICTORY BANK has a Tier 1 capital ratio of 34.37%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.13%, and the return on assets is 0.04%.
Yes. VICTORY BANK is FDIC-insured (Certificate #18677). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.