Skip to main content
BankHealth

COMMUNITY NATIONAL BANK

MIDLAND, TEXAS · FDIC Cert #24897

A
Health Score
92/100
$2.2B
Total Assets
$1.9B
Total Deposits
13.71%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, COMMUNITY NATIONAL BANK holds a Tier 1 capital ratio of 13.71%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning COMMUNITY NATIONAL BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.47%
Nonperforming Loans
Low — healthy loan portfolio
28.00%
Liquidity Ratio
Strong — can meet withdrawal demands
2.97%
Return on Assets
Profitable — earning well on assets
$1.9B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

COMMUNITY NATIONAL BANK shows strong financial health indicators. With $2.2B in assets and a Health Score of 92/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

COMMUNITY NATIONAL BANK has a Bank Health Score of A (92/100). It holds a Tier 1 capital ratio of 13.71%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

COMMUNITY NATIONAL BANK holds $2.2B in total assets and $1.9B in total deposits. It is located in MIDLAND, TEXAS (FDIC Certificate #24897).

COMMUNITY NATIONAL BANK has a Tier 1 capital ratio of 13.71%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.47%, and the return on assets is 2.97%.

Yes. COMMUNITY NATIONAL BANK is FDIC-insured (Certificate #24897). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

Last updated: