COMMUNITY B&T WACO TEXAS
WACO, TEXAS · FDIC Cert #17108
Capital & Safety Analysis
According to FDIC financial data, COMMUNITY B&T WACO TEXAS holds a Tier 1 capital ratio of 22.44%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning COMMUNITY B&T WACO TEXAS has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
COMMUNITY B&T WACO TEXAS shows strong financial health indicators. With $631M in assets and a Health Score of 85/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
COMMUNITY B&T WACO TEXAS has a Bank Health Score of A (85/100). It holds a Tier 1 capital ratio of 22.44%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
COMMUNITY B&T WACO TEXAS holds $631M in total assets and $559M in total deposits. It is located in WACO, TEXAS (FDIC Certificate #17108).
COMMUNITY B&T WACO TEXAS has a Tier 1 capital ratio of 22.44%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.73%, and the return on assets is 0.72%.
Yes. COMMUNITY B&T WACO TEXAS is FDIC-insured (Certificate #17108). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.