GILMER NB GILMER TEXAS
GILMER, TEXAS · FDIC Cert #3219
Capital & Safety Analysis
According to FDIC financial data, GILMER NB GILMER TEXAS holds a Tier 1 capital ratio of 15.28%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning GILMER NB GILMER TEXAS has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
GILMER NB GILMER TEXAS shows strong financial health indicators. With $336M in assets and a Health Score of 82/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
GILMER NB GILMER TEXAS has a Bank Health Score of A (82/100). It holds a Tier 1 capital ratio of 15.28%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
GILMER NB GILMER TEXAS holds $336M in total assets and $303M in total deposits. It is located in GILMER, TEXAS (FDIC Certificate #3219).
GILMER NB GILMER TEXAS has a Tier 1 capital ratio of 15.28%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.36%, and the return on assets is 0.62%.
Yes. GILMER NB GILMER TEXAS is FDIC-insured (Certificate #3219). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.