TEXAS CAPITAL BANK
DALLAS, TEXAS · FDIC Cert #34383
Capital & Safety Analysis
According to FDIC financial data, TEXAS CAPITAL BANK holds a Tier 1 capital ratio of 13.16%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning TEXAS CAPITAL BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
TEXAS CAPITAL BANK shows strong financial health indicators. With $29.7B in assets and a Health Score of 82/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
TEXAS CAPITAL BANK has a Bank Health Score of A (82/100). It holds a Tier 1 capital ratio of 13.16%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
TEXAS CAPITAL BANK holds $29.7B in total assets and $24.0B in total deposits. It is located in DALLAS, TEXAS (FDIC Certificate #34383).
TEXAS CAPITAL BANK has a Tier 1 capital ratio of 13.16%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.39%, and the return on assets is 0.74%.
Yes. TEXAS CAPITAL BANK is FDIC-insured (Certificate #34383). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.