VISTA BANK
DALLAS, TEXAS · FDIC Cert #1210
Capital & Safety Analysis
According to FDIC financial data, VISTA BANK holds a Tier 1 capital ratio of 13.60%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning VISTA BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
VISTA BANK shows strong financial health indicators. With $2.2B in assets and a Health Score of 83/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
VISTA BANK has a Bank Health Score of A (83/100). It holds a Tier 1 capital ratio of 13.60%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
VISTA BANK holds $2.2B in total assets and $1.9B in total deposits. It is located in DALLAS, TEXAS (FDIC Certificate #1210).
VISTA BANK has a Tier 1 capital ratio of 13.60%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.22%, and the return on assets is 1.39%.
Yes. VISTA BANK is FDIC-insured (Certificate #1210). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.