FIRST STB OF SAN DIEGO
SAN DIEGO, TEXAS · FDIC Cert #17350
Capital & Safety Analysis
According to FDIC financial data, FIRST STB OF SAN DIEGO holds a Tier 1 capital ratio of 23.97%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST STB OF SAN DIEGO has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST STB OF SAN DIEGO shows strong financial health indicators. With $73M in assets and a Health Score of 91/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST STB OF SAN DIEGO has a Bank Health Score of A (91/100). It holds a Tier 1 capital ratio of 23.97%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST STB OF SAN DIEGO holds $73M in total assets and $68M in total deposits. It is located in SAN DIEGO, TEXAS (FDIC Certificate #17350).
FIRST STB OF SAN DIEGO has a Tier 1 capital ratio of 23.97%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.70%, and the return on assets is 0.90%.
Yes. FIRST STB OF SAN DIEGO is FDIC-insured (Certificate #17350). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.