COLEMAN COUNTY STATE BANK
COLEMAN, TEXAS · FDIC Cert #15480
Capital & Safety Analysis
According to FDIC financial data, COLEMAN COUNTY STATE BANK holds a Tier 1 capital ratio of 13.74%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning COLEMAN COUNTY STATE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
COLEMAN COUNTY STATE BANK shows strong financial health indicators. With $208M in assets and a Health Score of 90/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
COLEMAN COUNTY STATE BANK has a Bank Health Score of A (90/100). It holds a Tier 1 capital ratio of 13.74%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
COLEMAN COUNTY STATE BANK holds $208M in total assets and $189M in total deposits. It is located in COLEMAN, TEXAS (FDIC Certificate #15480).
COLEMAN COUNTY STATE BANK has a Tier 1 capital ratio of 13.74%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.60%, and the return on assets is 1.53%.
Yes. COLEMAN COUNTY STATE BANK is FDIC-insured (Certificate #15480). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.