BANK OF TEXAS
MIDLAND, TEXAS · FDIC Cert #18576
Capital & Safety Analysis
According to FDIC financial data, BANK OF TEXAS holds a Tier 1 capital ratio of 13.97%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BANK OF TEXAS has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BANK OF TEXAS shows strong financial health indicators. With $548M in assets and a Health Score of 85/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BANK OF TEXAS has a Bank Health Score of A (85/100). It holds a Tier 1 capital ratio of 13.97%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BANK OF TEXAS holds $548M in total assets and $431M in total deposits. It is located in MIDLAND, TEXAS (FDIC Certificate #18576).
BANK OF TEXAS has a Tier 1 capital ratio of 13.97%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.43%, and the return on assets is 3.47%.
Yes. BANK OF TEXAS is FDIC-insured (Certificate #18576). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.