TEXAS HERITAGE BANK
BOERNE, TEXAS · FDIC Cert #11903
Capital & Safety Analysis
According to FDIC financial data, TEXAS HERITAGE BANK holds a Tier 1 capital ratio of 14.71%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning TEXAS HERITAGE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
TEXAS HERITAGE BANK shows strong financial health indicators. With $225M in assets and a Health Score of 92/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
TEXAS HERITAGE BANK has a Bank Health Score of A (92/100). It holds a Tier 1 capital ratio of 14.71%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
TEXAS HERITAGE BANK holds $225M in total assets and $182M in total deposits. It is located in BOERNE, TEXAS (FDIC Certificate #11903).
TEXAS HERITAGE BANK has a Tier 1 capital ratio of 14.71%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.24%, and the return on assets is 0.89%.
Yes. TEXAS HERITAGE BANK is FDIC-insured (Certificate #11903). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.