KLEBERG BANK N A
KINGSVILLE, TEXAS · FDIC Cert #3286
Capital & Safety Analysis
According to FDIC financial data, KLEBERG BANK N A holds a Tier 1 capital ratio of 13.84%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning KLEBERG BANK N A has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
KLEBERG BANK N A shows strong financial health indicators. With $694M in assets and a Health Score of 93/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
KLEBERG BANK N A has a Bank Health Score of A (93/100). It holds a Tier 1 capital ratio of 13.84%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
KLEBERG BANK N A holds $694M in total assets and $630M in total deposits. It is located in KINGSVILLE, TEXAS (FDIC Certificate #3286).
KLEBERG BANK N A has a Tier 1 capital ratio of 13.84%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.15%, and the return on assets is 1.42%.
Yes. KLEBERG BANK N A is FDIC-insured (Certificate #3286). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.