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BankHealth

JACKSBORO NATIONAL BANK

JACKSBORO, TEXAS · FDIC Cert #3275

A
Health Score
93/100
$309M
Total Assets
$260M
Total Deposits
18.56%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, JACKSBORO NATIONAL BANK holds a Tier 1 capital ratio of 18.56%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning JACKSBORO NATIONAL BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.12%
Nonperforming Loans
Low — healthy loan portfolio
46.29%
Liquidity Ratio
Strong — can meet withdrawal demands
0.48%
Return on Assets
Low profitability
$260M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

JACKSBORO NATIONAL BANK shows strong financial health indicators. With $309M in assets and a Health Score of 93/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

JACKSBORO NATIONAL BANK has a Bank Health Score of A (93/100). It holds a Tier 1 capital ratio of 18.56%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

JACKSBORO NATIONAL BANK holds $309M in total assets and $260M in total deposits. It is located in JACKSBORO, TEXAS (FDIC Certificate #3275).

JACKSBORO NATIONAL BANK has a Tier 1 capital ratio of 18.56%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.12%, and the return on assets is 0.48%.

Yes. JACKSBORO NATIONAL BANK is FDIC-insured (Certificate #3275). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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