INTERNATIONAL BK OF COM
LAREDO, TEXAS · FDIC Cert #19629
Capital & Safety Analysis
According to FDIC financial data, INTERNATIONAL BK OF COM holds a Tier 1 capital ratio of 19.11%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning INTERNATIONAL BK OF COM has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
INTERNATIONAL BK OF COM shows strong financial health indicators. With $8.7B in assets and a Health Score of 87/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
INTERNATIONAL BK OF COM has a Bank Health Score of A (87/100). It holds a Tier 1 capital ratio of 19.11%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
INTERNATIONAL BK OF COM holds $8.7B in total assets and $6.4B in total deposits. It is located in LAREDO, TEXAS (FDIC Certificate #19629).
INTERNATIONAL BK OF COM has a Tier 1 capital ratio of 19.11%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.96%, and the return on assets is 3.51%.
Yes. INTERNATIONAL BK OF COM is FDIC-insured (Certificate #19629). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.