TEXAS FIRST BANK
TEXAS CITY, TEXAS · FDIC Cert #23799
Capital & Safety Analysis
According to FDIC financial data, TEXAS FIRST BANK holds a Tier 1 capital ratio of 13.66%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning TEXAS FIRST BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
TEXAS FIRST BANK shows strong financial health indicators. With $2.2B in assets and a Health Score of 91/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
TEXAS FIRST BANK has a Bank Health Score of A (91/100). It holds a Tier 1 capital ratio of 13.66%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
TEXAS FIRST BANK holds $2.2B in total assets and $1.9B in total deposits. It is located in TEXAS CITY, TEXAS (FDIC Certificate #23799).
TEXAS FIRST BANK has a Tier 1 capital ratio of 13.66%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.28%, and the return on assets is 0.96%.
Yes. TEXAS FIRST BANK is FDIC-insured (Certificate #23799). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.