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BankHealth

ANAHUAC NATIONAL BANK

ANAHUAC, TEXAS · FDIC Cert #22381

A
Health Score
81/100
$241M
Total Assets
$221M
Total Deposits
24.12%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, ANAHUAC NATIONAL BANK holds a Tier 1 capital ratio of 24.12%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning ANAHUAC NATIONAL BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

2.42%
Nonperforming Loans
Moderate — some loan stress
55.81%
Liquidity Ratio
Strong — can meet withdrawal demands
1.00%
Return on Assets
Profitable — earning well on assets
$221M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

ANAHUAC NATIONAL BANK shows strong financial health indicators. With $241M in assets and a Health Score of 81/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

ANAHUAC NATIONAL BANK has a Bank Health Score of A (81/100). It holds a Tier 1 capital ratio of 24.12%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

ANAHUAC NATIONAL BANK holds $241M in total assets and $221M in total deposits. It is located in ANAHUAC, TEXAS (FDIC Certificate #22381).

ANAHUAC NATIONAL BANK has a Tier 1 capital ratio of 24.12%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 2.42%, and the return on assets is 1.00%.

Yes. ANAHUAC NATIONAL BANK is FDIC-insured (Certificate #22381). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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