FIRST BANK OF CELESTE
CELESTE, TEXAS · FDIC Cert #3133
Capital & Safety Analysis
According to FDIC financial data, FIRST BANK OF CELESTE holds a Tier 1 capital ratio of 18.67%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST BANK OF CELESTE has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST BANK OF CELESTE shows strong financial health indicators. With $78M in assets and a Health Score of 97/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST BANK OF CELESTE has a Bank Health Score of A (97/100). It holds a Tier 1 capital ratio of 18.67%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST BANK OF CELESTE holds $78M in total assets and $71M in total deposits. It is located in CELESTE, TEXAS (FDIC Certificate #3133).
FIRST BANK OF CELESTE has a Tier 1 capital ratio of 18.67%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 1.37%.
Yes. FIRST BANK OF CELESTE is FDIC-insured (Certificate #3133). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.