AMERICAN NB OF TEXAS
TERRELL, TEXAS · FDIC Cert #23474
Capital & Safety Analysis
According to FDIC financial data, AMERICAN NB OF TEXAS holds a Tier 1 capital ratio of 13.01%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning AMERICAN NB OF TEXAS has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
AMERICAN NB OF TEXAS shows strong financial health indicators. With $5.5B in assets and a Health Score of 88/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
AMERICAN NB OF TEXAS has a Bank Health Score of A (88/100). It holds a Tier 1 capital ratio of 13.01%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
AMERICAN NB OF TEXAS holds $5.5B in total assets and $4.5B in total deposits. It is located in TERRELL, TEXAS (FDIC Certificate #23474).
AMERICAN NB OF TEXAS has a Tier 1 capital ratio of 13.01%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.12%, and the return on assets is 0.63%.
Yes. AMERICAN NB OF TEXAS is FDIC-insured (Certificate #23474). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.