PROSPERITY BANK
EL CAMPO, TEXAS · FDIC Cert #16835
Capital & Safety Analysis
According to FDIC financial data, PROSPERITY BANK holds a Tier 1 capital ratio of 15.35%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning PROSPERITY BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
PROSPERITY BANK shows strong financial health indicators. With $39.8B in assets and a Health Score of 96/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
PROSPERITY BANK has a Bank Health Score of A (96/100). It holds a Tier 1 capital ratio of 15.35%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
PROSPERITY BANK holds $39.8B in total assets and $28.0B in total deposits. It is located in EL CAMPO, TEXAS (FDIC Certificate #16835).
PROSPERITY BANK has a Tier 1 capital ratio of 15.35%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.38%, and the return on assets is 1.50%.
Yes. PROSPERITY BANK is FDIC-insured (Certificate #16835). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.